how to avoid scams
9 Tips on How to Avoid Scams (Online and Offline)
Today, I will share some tips on how to avoid scams both online and offline, my experiences, and some common red flags to watch out for. In today’s world and at the height of the digital age, scams are becoming increasingly sophisticated and prevalent. Scammers are constantly devising new ways to...
Success Story: Upwork Side Hustling Mom
Success Story: Upwork Side Hustling Mom
Today, we will feature a success story of an Upwork side hustling mom who was my former colleague in one of the construction projects I was also involved in. Back in 2020, I had the opportunity to chat with her and learned about her side hustling job in Upwork. She also encouraged me to try it. However,...
blog progress report second month
Blog Progress Report: Second Month Blogging
Hey there, friends! Welcome to our blog progress report for my second month of blogging. If you haven’t already, you can check out my very first monthly blog progress report. I started this blog at the end of January 2024. And I began journaling my progress in February 2024. Time sure flies too...
pay yourself first budgeting
What is Pay Yourself First Budgeting?
Pay Yourself First budgeting is not just a strategy; it’s a mindset shift that can revolutionize the way you manage your money. Maybe you have tried other budgeting methods such as the 50/30/20 rule, ZBB or the envelope system but they seem to be not suitable for you. You can try the Pay yourself...
envelope budgeting
What is Envelope Budgeting?
Envelope budgeting is a straightforward yet incredibly effective way to take control of your finances and ensure that every dollar you earn has a purpose. I have discussed other budgeting methods and strategies to manage your money effectively in this blog. From zero-based budgeting to 50/30/20 rule,...
thoughtful gift ideas for moms on a budget
22 Thoughtful Gift Ideas for Moms on a Budget
Mother’s Day is almost here. If you’re in search of thoughtful gift ideas for moms, but you’re on a budget, you’ve come to the right place. In this post, I’ve compiled some gift ideas that you might find appealing, you can do it yourself (DIY) or buy at an affordable price. Mother’s...
50-30-20 budgeting rule
What is 50/30/20 Budgeting Rule?
In personal finance, finding the right budgeting strategy is the key to reaching your financial goals. Aside from the zero-based budgeting method, the 50/30/20 budgeting rule is another simple yet effective framework to manage your finances efficiently. In this post, we’ll delve into what the...
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