Julie

11 SMART Goals To Have For Your Finances

In this post,  I will share 11 SMART goals to have for your finances. In the journey towards financial stability and prosperity, setting clear and achievable goals is vital. But not just any goals—SMART goals. SMART stands for Specific, Measurable, Achievable, Realistic, and Time-bound. These criteria ensure that your objectives are well-defined and within reach. […]

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22 Side Hustles for Instant Cash

From time to time, many of us find ourselves looking for side hustles for instant cash. Whether it’s to cover unexpected expenses, pay off debt, or simply enjoy some extra spending money, having a side hustle that can generate instant money can be a lifesaver. In this blog post, we’ll explore some of the best

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What is Envelope Budgeting?

Envelope budgeting is a straightforward yet incredibly effective way to take control of your finances and ensure that every dollar you earn has a purpose. I have discussed other budgeting methods and strategies to manage your money effectively in this blog. From zero-based budgeting to 50/30/20 rule, the options seem endless. However, sometimes the simplest

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What is 50/30/20 Budgeting Rule?

In personal finance, finding the right budgeting strategy is the key to reaching your financial goals. Aside from the zero-based budgeting method, the 50/30/20 budgeting rule is another simple yet effective framework to manage your finances efficiently. In this post, we’ll delve into what the 50/30/20 rule entails, its pros and cons, and provide practical

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